Best 54 Fintoc Alternatives in 2026
Discover and compare alternatives to make the right decision for you.
Arcus
Arcus is a payment platform available in Mexico that enables real-time, secure money transfers through Banxico's SPEI system. It offers functionalities for managing interbank CLABEs and provides a comprehensive dashboard for transaction oversight.
Mercoa
Mercoa provides B2B payment solutions for vertical SaaS platforms, enabling AI-powered BillPay and invoicing. It offers integrated payment workflows and customizable components to enhance cash flow management for businesses.
Munify
Munify offers fast, secure, and low-cost cross-border payments using just your national ID. It enables businesses to manage global accounts and streamline money movement without the need for extra paperwork.
Pricing
Free card issuance; $2.00 minimum deposit; $10,000 maximum deposit; $0.20 per ACH transfer; $10.10 per wire transfer; 0.1% fee for converting to stablecoin.
PayMongo
PayMongo provides a comprehensive suite of financial tools designed for businesses to manage payments, transactions, and funding efficiently. Trusted by over 10,000 businesses, it offers solutions for both online and in-store transactions.
Pricing
PayMongo offers a pay-as-you-go pricing model with no setup fees or monthly fees. Key services include QR payments at 1.34%, card payments at 3.125% + ₱13.39, and a storefront service for ₱349/month.
