Balance

Balance provides financial infrastructure for B2B commerce, enabling companies to offer flexible pay...

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Fintoc

Fintoc is an online payment and collection management platform designed to optimize revenue growth a...

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Comparison table

Metric	Balance	Fintoc
Pricing Model	Contact Sales	Contact Sales
Free Tier	No	No
Free Trial	No	No
Billing Cycle	N/A	N/A
Starting Price	Free	Free
Pricing Information	N/A	N/A
Features	Digital trade credit B2B BNPL B2B payments stack Marketplace OS Invoicing at scale Instant trade credit up to net 90 days AI credit risk management End-to-end automation Customizable white label experience	Online payment processing Unified checkout for payment methods Dynamic payment method selection Recurring payment management Subscription plan creation Automated payment retries Personalized payment reminders AI-powered support AI-driven collections automation Lost sale recovery API integrations ERP and CRM connectivity
Target Users	b2b companies financial institutions ecommerce platforms technology providers service providers	e-commerce businesses software companies financial institutions subscription services startups

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