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Mercoa

PayMongo

Comparison table

MetricMercoaPayMongo
Pricing ModelContact SalesUsage Based
Free TierNoYes
Free TrialNoNo
Billing CycleN/AN/A
Starting PriceFreeFree
Pricing InformationN/APayMongo offers a pay-as-you-go pricing model with no setup fees or monthly fees. Key services include QR payments at 1.34%, card payments at 3.125% + ₱13.39, and a storefront service for ₱349/month.
Features
  • AI-powered BillPay
  • AI-powered Invoicing
  • Payments workflows
  • Frontend payment components
  • Vendor onboarding
  • Vendor payment detail collection
  • Partial payment tracking
  • Vendor credit application
  • Intelligent payment scheduling
  • AI auto-categorization of line items
  • AI auto-categorization of GL accounts
  • Industry-specific coding
  • Approval workflows
  • AI contract to invoice conversion
  • Branded invoices
  • Branded payment links
  • AI-driven payment reminders
  • Late fee application
  • Invoice resubmission
  • Customizable transaction fees
  • Virtual card disbursements
  • Pay-by-card option
  • Buy Now Pay Later (BNPL)
  • Backend SDKs
  • Frontend SDKs
  • Accept payments
  • Manage transactions
  • Fund business
  • Payment links
  • Custom payment pages
  • E-commerce plug-ins
  • Express checkout cards
  • Payment API
  • QR code payments
  • Audio payment feedback
  • Mobile app management
  • Digital wallet
  • Tailored business funding
  • Automated fund distribution
  • Virtual and physical card issuing
  • Send and receive money
  • Fast business financing
  • Customer financial services API
Target Users
  • businesses
  • accountants
  • financial institutions
  • payment processors
  • software developers
  • e-commerce businesses
  • small businesses
  • startups
  • freelancers
  • online merchants

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